POLICY BENEFITS

 

SURGERY

A HAND-HOLDING SERVICE TO TAKE YOU ALL THE WAY TO FULL RECOVERY

This option covers you if you need surgery.  However, please note that if you opt for the Surgery Only option, we do not cover you for any outpatient consultation or treatment. These you will need to fund yourself or access via the NHS.

Should you need a procedure then we can help.  Operations covered by County Medical policies include procedures identified by our doctors as being most likely to incur waiting times within the NHS and are shown in our Schedule of Procedures. These include the overwhelming majority of procedures that are undertaken in a private hospital under medical insurance schemes

If you need surgery, and it’s covered by your health plan, we will schedule it in our Private Treatment Network on your behalf, quickly and efficiently. If you’d prefer to use another hospital, County Medical will reimburse you up to the amounts shown on our published fee schedule.  This is equivalent to what we would pay our network facilities. 

As a doctor led organisation we can offer you the assistance of a senior specialist who can guide you throughout your fast-track treatment with a handholding service to take you all the way to your full recovery.

This option helps to keep your premiums low without worrying about the high cost of operations.

Please note that we do not cover surgery for cancer in our standard policy. This benefit has to be purchased separately.

What you can Claim

Treatment Using Our Hospital Network Using Other Hospitals

Hospital charges for surgery, including accommodation, theatre fees and meals, nursing care, drugs and surgical dressings

Full refund

We will pay for treatment up to the amounts shown in our Fee Schedule

Specialists fees Full refund

We will pay for treatment up to the amounts shown in our Fee Schedule

Post-operative Physiotherapy

Full refund for up to two sessions per policy year

We will pay for treatment up to the amounts shown in our Fee Schedule for up to two sessions per policy year