POLICY BENEFITS

 

This option covers you for outpatient consultation and diagnostic tests as well as surgery.

DIAGNOSIS

Consultations and Diagnostic Tests

This policy covers you for consultations and diagnostic tests up to the amount stated below. Contact us in total confidence on our claim helpline (available Monday to Friday) as soon as you are aware you need to see a specialist and we will arrange this for you.

What you can Claim

OUT - PATIENT CONSULTATIONS AMOUNT COVERED

Consultations and investigations

Up to a combined maximum of £1,000 per person per policy year of usual and customary charges for all treatments covered in this section

Diagnostic tests such as blood tests, ECGs, ultrasound scans, x-rays and biopsies

MRI and CT Scans

SURGERY

A HAND-HOLDING SERVICE TO TAKE YOU ALL THE WAY TO FULL RECOVERY

Operations covered by County Medical policies include procedures identified by our doctors as being most likely to incur waiting times within the NHS and are shown in our Schedule of Procedures. These include the overwhelming majority of procedures that are undertaken in a private hospital under medical insurance schemes

If you need surgery and it’s covered by your health plan, we will schedule it in our Private Treatment Network on your behalf, quickly and efficiently. If you’d prefer to use another hospital, County Medical will reimburse you up to the amounts shown on our published fee schedule. This is equivalent to what we would pay our network facilities. 

As a doctor led organisation we can offer you the assistance of a senior specialist who can guide you throughout your fast-track treatment with a handholding service to take you all the way to your full recovery. 

Please note we do not cover surgery for cancer in our standard policy. This benefit has to be purchased separately.

What you can Claim

Treatment Using Our Hospital Network Using Other Hospitals

Hospital charges for surgery, including accommodation, theatre fees and meals, nursing care, drugs and surgical dressings

Full refund

We will pay for treatment up to the amounts shown in our Fee Schedule

Specialists fees Full refund

We will pay for treatment up to the amounts shown in our Fee Schedule

Post-operative Physiotherapy

Full refund for up to two sessions per policy year

We will pay for treatment up to the amounts shown in our Fee Schedule for up to two sessions per policy year